Easy Budget Loan From Budget Insurance

Budget insurance has been providing South Africa with insurance products for over a decade. Providing insurance for your vehicle, business, building, and home contents.

Budget insurance provides personal loans to existing and new clients. Budget insurance is aware that unexpected expenses happen and not everybody has cash on hand to cover these unexpected expenses.

Applying For A Budget Personal Loan

The application process with Budget insurance is easy. Budget loans are compliant with the National Creditors Act. Budget loans are credit approved.

  • Offers a fast application process.
  • No paperwork.
  • Competitive interest rates.
  • Fixed payments. No, payment increase if the interest rate goes up.
  • No, collateral required.
  • Make a loan from R5 000 up to R150 000.
  • You can choose from 12 months to 5 years to pay off the loan.

You, Will, Need To Have

  • Regular income of R5 000.
  • Three months payslip and bank statement.
  • South African Identity Document.
  • Three months proof of your address.

Apply Online

Complete the Budget online application to start your loan application.

Budget Practices Responsible Lending

  • Only provide loans to applicants that can afford to make a loan.
  • Provide loans within clients budgets.
  • Offers an interest rate of 27.50% per annum.
  • An initiation fee of R1 207.50.
  • Budget charges and admin fee of R69.00 per month.

Budget Calculator – Always check your budget to see what loan amount you can afford.

Note: The below calculator is for illustration purpose only. Does not include monthly admin fee of R69.00 per month.
Loan Calculator