5 Online Loan Websites

Online Loan Websites

Are looking where you can apply for a long-term loan? To help you achieve your next dream, go on a holiday, repair your car, do a home renovation, or to consolidate your debt? Here is a list of five websites in South Africa where you can apply for a cash loan online.

List Of Five Websites Where You can Apply for An Online Long-Term Loan

RCS Loans

  • Offer cash loans from R2000 up to R150 000
  • Flexible payment options up to 60 months
  • Fast application process
  • You will know if you approved in seconds
  • If you are approved you will get the cash within 24 hours
  • Comes with customer protection insurance
  • RCS Online Loan Application


  • Offer cash loans from R1000 up to R50 000
  • Payment options from 6 to 12 months
  • If payment is over 6 months only offer loans up to R8000
  • Can apply via SMS 33005 with ID document
  • Capfin Online Loan Application

Loans Direct

  • Offer cash loans from R2000 up to R150 000
  • Free loan application
  • Takes 5 minutes to complete the online application
  • Maximum interest rate charge 27.5%
  • Up to 72 months payment plans
  • Loans Direct Online Loan Application

Dail Direct

  • Offer personal loans from R5000 up to 150 000
  • Repayment terms from 12 months up to 5 years
  • Must earn an income of R5000 per month
  • Offer an interest rate of 27.5%
  • Dail Direct Online Loan Application

Izwe Loans

  • Offer personal loans from R1000 up to R150 000
  • Money paid into your bank account
  • Fixed monthly repayments
  • Payment plans from 12 up to 60 months
  • You must earn a salary of R2000 per month
  • Izwe Online Loan Application

Documentation Need When Making Online Loan Application

Make sure you have the following documentation ready when making your online loan application.

  • Copy of SA ID
  • Three-month salary slip
  • Proof of address not older than three months
  • Three-month bank statement

Review Your Budget

Calculate your budget to see what loan amount you will be able to apply for.